Sale! Clearance! Blowout! Extravaganza! Whatever it’s called, playing your cards—and your calendar—right can lead to big savings. Here’s how to plan your 2020 around the best time to buy the things you need.

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Fitness Equipment

January
Most of us resolve to get in shape in the new year, and retailers know it. If you’re ready to put your cardio where your mouth is, this is the best time to buy and save on fitness equipment.

Furniture

January and July
Furniture companies release new products twice a year—in February and August. The best time to buy? Head to the showroom the month prior as they’re looking to unload inventory to make room.

Electronics

January and November
Two of America’s biggest unofficial holidays—football’s biggest game and Black Friday—are great times to update your home theater and live a more digital life.

Jewelry

May
Mother’s Day sales are a bit flashier—literally—than most other holidays, with great savings on jewelry for your mom, your spouse or yourself.

Mattresses

May and September
The summer is bookended by discounts on mattresses. Celebrate Memorial Day and Labor Day with some of the year’s best savings on sleep.

Tools

June
You don’t have to be a dad to take advantage of some paternally focused discounts. Father’s Day offers one of the best times to buy home improvement gear.

School/Office Supplies

August
Backpacks, pens, pencils, clothes and more go on sale as everyone gears up to go back to school. But even if you don’t have a student heading to class, you can stock up on supplies for your office. Some states help with tax-free holidays as well.

Remember that the AAA Auto Buying Program can help you save money any time of year.

Find New And Used Cars

Cars

September
If you can do without the latest styling, gadgets and features, get a great deal when automakers roll out the new models for the coming year. Dealers want to make room for the new models and are eager to move the old ones.

December
The most wonderful time of the year is the perfect storm of opportunities to save big. Dealerships are looking to meet monthly and yearly sales quotas while trying to move remaining rides from the previous model year.

Appliances

September
Not quite as exciting as this month’s new car models (see above), appliances are still a great chance to save. As the most current lines debut, look for last year’s products to go on sale. Only hardcore refrigerator fans will notice the difference.

November
On Black Friday, while everyone else is dashing for big-screen TVs after their turkey and pumpkin pie, head for the washing machines and ovens during this annual celebration of savings.

Houses

November
Most families buy homes in the summer between school years, leaving less competition among buyers toward the end of the year. Plus, for tax reasons, sellers may be motivated to offload their investment property before the new year arrives.

Earn AAA Dollars While You Save

Your AAA Membership gives you access to extra rewards from hundreds of retailers, like The Home Depot and Lowe’s.