A mold problem can be expensive—and dangerous—to deal with, but standard home insurance doesn’t cover it. Typically, it’s considered to be an issue related to lack of maintenance, along with damage from termites, rodents or other pests, and general wear and tear. But, if your house develops mold as a result of something that is covered by your policy—such as a burst pipe—then the cost to remove the mold may be covered. In that case, the burst pipe would be the reason for the claim, not the mold itself. Your agent can clear up any questions you might have about your particular policy.