What should you consider before you talk to a specialist?
Schick offers some advice no matter how you choose to buy life insurance: Before you make a purchase or visit with a life insurance specialist about your finances, think about what you’re trying to accomplish. Do you want to replace income, protect a mortgage, prepare for retirement, make plans for your estate or something else? Your answers can help a life insurance specialist understand your total situation. Then the specialist can complete a needs analysis and work with you to develop a solution that meets your specific goals.
Are you making an informed decision?
When people are asked about life insurance, many without coverage say they are reluctant to consider it because of two persistent myths: Life insurance is difficult to purchase and it’s expensive. Both of these are false.
Some kinds of life insurance don’t require a medical exam, and, according to information from a recent survey by LIMRA and Life Happens, a life insurance and financial services trade organization, consumers think life insurance is three times as expensive as it really is.*
If you already have life insurance but your policy is old or your situation has changed, AAA Life Specialists offer a complimentary, no-obligation review.